ClariFi

Calculate your
Luxury Car Tax.

ATO thresholds by FY, applied instantly to any vehicle price.

Your vehicle details

$
Vehicle type

Fuel-efficient vehicles (combined consumption under 3.5 L/100km) attract a higher LCT threshold.

Applicable threshold

Standard$80,567

33% LCT applies to the GST-stripped excess above this threshold.

Your LCT estimate

LCT payable

$4,329.90

Added to your purchase price at point of sale.

Vehicle price (GST inc.)$95,000
LCT threshold (standardFY 2025–2026)$80,567
Excess above threshold$14,433
Excess above threshold excl. GST$13,121
LCT payable (33%)$4,329.90
Total drive-away cost (estimate)$99,330
GST credits don’t apply to LCT. Primary producers and tourism operators may be eligible to apply for an LCT refund directly from the ATO. Talk to your accountant.
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Formula: LCT = (Price − Threshold) × 10/11 × 33%. The ×10/11 factor strips GST from the excess above the threshold before the LCT rate applies, per ATO methodology. Luxury Car Tax calculated using FY 2025–2026 ATO thresholds ($80,567 standard, $91,387 fuel-efficient) and the 33% LCT rate. Fuel-efficient classification requires combined consumption below 3.5 L/100km. Excludes stamp duty, on-road costs, and any state-based incentives.

Results are estimates only and do not constitute financial advice.

FAQ

Common questions about luxury car tax

What is Luxury Car Tax and who pays it?
LCT is an Australian federal tax charged at 33% on the value of a car above a set price threshold. The dealer pays it when supplying a luxury car and typically passes it to the buyer in the purchase price. It applies to new and demonstrator vehicles, plus used imports after 1 July 2001 that haven't previously been taxed. Private used-car purchases don't attract LCT.
What are the FY 2025–2026 LCT thresholds?
For the FY 2025–2026 financial year, the LCT threshold is $80,567 for standard vehicles and $91,387 for fuel-efficient vehicles. A vehicle qualifies as fuel-efficient with combined fuel consumption below 3.5 L/100km. From 1 July 2025 the ATO tightened this rule from 7 L/100km to 3.5 L/100km, narrowing it to EVs and PHEVs — most petrol hybrids no longer qualify. Both thresholds are indexed to CPI annually.
How is LCT calculated?
LCT applies to the GST-inclusive purchase price above the threshold. The formula: LCT = (Price − Threshold) × 10/11 × 33%. The ×10/11 factor strips GST from the excess above the threshold before applying the LCT rate. Worked example: a $120,000 standard vehicle pays ($120,000 $80,567) × 10/11 × 33% = $11,830. The calculator runs the formula exactly.
Does LCT apply to electric vehicles?
Yes, but EVs use the higher fuel-efficient threshold of $91,387. EVs aren't exempt, they just get a bigger cap. Many popular EVs (including Tesla Model 3 Standard Range and several BYD models) sit below the threshold and attract no LCT. More expensive EVs (Model S, Model X, Rivian) exceed it. The EV Savings Calculator is useful for comparing running costs as well.
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